We are a nation at war, but you might be shocked when you find out the enemy is actually us. Yes, we would go and whine about the rise of the media enticing us with everything from diamond necklaces to flashy new cars. However, we still have the power to resist those things. We have the power to resist social pressure. But when you feel lost and confused and everyone seems to be having fun, you naturally might want to follow suit.

Resist, friends. Resist and resist hard. That type of thinking leads to a lot of spending, which leads to a lot of debt, which naturally leads to a lot of regret and shame. It’s better to actually make sure that you’re doing everything you can to follow a more righteous path – the path of the conscious spender, the path of the conscious saver, the path of someone that knows exactly where they’re going without even having to look at the map. Why? Because the roadmap is in their hearts, minds, and souls. When you believe in something that deeply, there’s nothing stopping you from making big things happen. So where are you going to go from here? You’re going to create your financial philosophy.

You see, we have a roadmap of our very own, but it’s customized to fit our situation. You might want different things, and we don’t fault you for that at all. You just need to make sure that you can pull off your hopes and dreams. Having a blueprint is nice when it comes time to add someone new to your life. You can openly discuss your thoughts about the future with confidence, knowing that even if things don’t work out — your financial future is secure.

Have you ever looked at someone in public that seems to be so carefree, even when the market is uncertain? You can probably bet the farm that this is someone that has their financial blueprint and they know without a doubt where they are going. You will gain that type of confidence too.

Speaking of social conditioning, you shouldn’t be surprised if your friends suddenly get a little chilly knowing that you’re trying to do something special with your life. You will be shocked at how many people tell you that you’re paranoid, or you’re overthinking things. These will most likely be the same people that watch their entire lives change because they have no emergency fund, and no other savings to speak of. (more…)