If you’re like most people, chances are pretty good that you really, really, really want to get out of debt. You really want to have a life that’s worth living again, and trust us — we know that feeling of helplessness when it feels like your whole life is about paying bills rather than actually moving forward. This means that you really want to break this cycle, but wanting something and getting something are often two very different things. If you really want to make sure that you get oaf of debt, you need to find the motivation to do so.

What is a simpler form of motivation? Emotion. In fact, it all really starts with emotion. It starts with a true desire to want to not have creditors calling your house. It’s a desire to not see negative after negative after negative marker on your credit report. It’s a desire to wake up and not have to deal with anything else other than giving your family the best of everything. It’s a life without constant fear of rejection from banks, apartments, jobs, home loan lenders, and even dealerships.

The emotional side of being able to control your debts is something that doesn’t get talked about a lot. Is it your fault completely? Of course not. However, we’re not going to sit here and say that you should definitely try to brush off all of the responsibility. It’s your life, and if you want to take credit for one hundred percent of the victories, you’re going to need to learn how to take responsibility for one hundred percent of the things going wrong. That’s just the only way to go here.

The beauty of realizing that you have the responsibility of fixing it is that you also realize that you can fix it. Stop feeling like there has to be an overnight solution. For one, there is no overnight solution. People are spending thousands and thousands of dollars a day to try to convince you that there’s a way to snap your fingers and suddenly be out of debt, but we have news for you — it really doesn’t work that way.

The only way that you’re going to get out of debt is to be strategic and aggressive about doing so. Make no apologies for looking up as much information as you can. There is no reason not to feel good about moving out of debt, so why would you wait another moment? Yes, it’s hard to balance your debt elimination goals with taking care of a family and going to work each and every day, but if you really believe in it, you have to step forward and just plunge in the best way that you know how. You can’t start letting doubt creep in.

Of course, there comes a point where you have to look at your debt plans and make sure that you’re not going down the wrong path. We will never tell someone to fight it out if it would just be throwing good money after bad habits. It’s better to actually go towards bankruptcy if you absolutely know in your heart that you’re not going to be able to catch up.

Yet before you get worried about how to hire a bankruptcy attorney or anything like that, you’re going to want to talk to someone at a non-profit credit center that can counsel you on all of your options. These are people that truly have seen it all and went through it all, so you don’t have to hide anything from them. Don’t feel like you have to just float because someone else isn’t doing what they need to do with their own credit life. You’re going to need to find what works for you and what doesn’t work for you. If you’re like many people, though, you’ll find that you do better with a bit of assistance at your disposal.

That might be the mistake that we see the most — people assuming that they have to always be on their own, never asking for any help. Folks, think about it — how well has that approach worked for you so far? How well do you think you are going to do when you’re blowing everyone off? The rise of the Internet has made information something very easy to get. You’re reading just one guide in a sea of thousands and thousands — maybe even millions of guides. Take all of this information to heart. Allow yourself to feel excited about the future.

What would you do with a debt free life? Start thinking about it. Start really allowing yourself to feel how amazing life would be if you weren’t always so stressed out over debt. Once those feelings become automatic rather than forced, you know that it’s definitely time to get things done in a major way — why not get started today?